Here are a few simple facts: Starting July,01 2011 All Civilian Employees except of course the Department of Water & Political Power… Will lose $7.50 Flex Have Dental Subsidy reduced by 7.48 monthly. $15.00 Hmo Co-Pay & $30.00 PPO Co-Pay PPO Deductible Increased to 750 individual & 1500 Family. ER CO-Pay $100.00 Prescriptions Blue Cross …